Blog
Plain answers to the questions successful people ask on anonymous forums, and the four mechanisms behind them.
Why people spend a lifetime dreading Mondays
Monday mood is no worse than midweek, yet people remember it as worse, and the body reacts to it even after retirement. What the research says, and how to build a life where you don't notice it's Monday.
What Research Says About the Money Myth Most Good People Believe
Good people who see money as a finite cup take only what they need. Research on the fixed-pie bias and money beliefs shows what that belief costs them, and everyone else.
What Your Tax Bill Has to Do With the “One More Year” You Keep Promising Yourself
You picture one more year using the number you earn, not the number you keep after taxes. And when you reach the number, it moves. A client at $5 million said one more year. So did three in four millionaires in a Harvard study. The useful question is what the year will actually change.
Why do I feel empty after reaching my financial goal?
Someone hits $4M net worth and feels nothing. Not a philosophical problem, a biological one: the belief attached to the number never changed, so arriving at the number changed nothing. This is the Belief Lock.
Will you spend over $100K on taxes in 2026?
There's an income threshold where things get tighter, not looser. Parents' care, college tuition and taxes all go out, and not much is left for you. Two of those have little wiggle room. One of them we may be able to help with.
Why does my income go up but nothing is left over?
Income rises, costs rise to meet it, and the amount left over stays where it was. That is not a budgeting problem. It is your body defending the level it is used to.